As we reach designated membership milestones, the West Chester Cooperative will launch a loan campaign. To help us plan ahead, we would love to hear from you!

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Please fill out the Pledge Form below and let us know that we can count on your support!

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Why use member-owner Loans?

• Member-owner loans are much less expensive for us to procure and pay back than bank loans (banks add a lot of other costs to their loans, including fees, reporting requirements, covenants, etc. that are not included in their rates but make the overall cost of their loans higher).

• Member-owner loans are a much more flexible way for us to raise money, without as many restrictions as a bank loan.

 

 

FOR MEMBER-OWNERS, our member loan program is an opportunity to invest locally in your Co-op while earning a return on investment and enriching your community.

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FRIENDS & FAMILY, the entire community, potential future members, and other supportive parties, can elect to invest in the West Chester Co-op, whether or not they are members themselves.

So, please consider making a loan! Once the loan campaign is launched we will contact you with the agreement documents.  

 

Zero-interest loans are available and will enable you to help build the Co-op in a most robust way!

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• Minimum requirement of $1,000 with no upper limit for loans.

• Flexible Terms will be offered (generally between 5-10 years)

• Interest Rates: 0%, 2%, 4%